9/17/2023 0 Comments Loan refinance calculator![]() ![]() IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.Results are an estimate based on the full term of your new loan. To view these documents you may need Adobe Acrobat. Before making any decision in relation to our products you should read the relevant Terms and Conditions booklet and Fees and Limits Schedule, available at or by calling 133 464. ![]() Different terms, fees or other loan amounts might result in a different comparison rate.Īny advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. With an Orange Advantage home loan, a non-refundable annual fee applies (refer to the Orange Advantage Post-Settlement fees and charges located here for more information) and 100% interest offset when linked to our Orange Everyday transaction account and you make a deposit into this account. Interest rate discounts may be withdrawn for new customers at any time. All features are not available for every type of loan. To refinance to ING you must have a LVR of 80% or less. Details of these and the terms and conditions are available at or by calling 133 464. All applications for credit are subject to ING's credit approval criteria. Information and interest rates are current as at the date of publication and are subject to change. Confirmation of personal and financial details.Receipt and validation of all necessary documentation to certify assets, deposit and security.A satisfactory valuation of the security property being offered.Any application for credit is subject to ING's credit approval criteria.Īn application for credit is further subject to satisfying: If you wish to apply for a loan please call us on 1800 100 258. # The ING Refinance Calculator is not an offer of credit. Repayments are payable, and interest is charged, monthly and on the same day. The customer will make the same repayment amount for the entire loan duration, even though minimum repayment amounts will likely change for a variety of reasons, including to reflect interest rate changes and changes to repayment type (e.g. In reality, many loans accrue on a daily basis leading to a varying number of days' interest dependent on the number of days in the particular month. Each year has 12 equally sized months, 26 fortnights and 52 weeks. The ING loan term will be same as the term remaining on the current loan. ![]() The ING loan balance will be same as the current loan balance, based on LVR of up to 80%. The term remaining entered is in whole years. The customer is making the minimum P&I repayments on the current loan, based on the entered remaining loan balance, interest rate and term remaining.
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